07:30 – 19:00

Monday to Friday

4714 FM 1488

Suite 110 Conroe,

Welcome to Risiko, we have over 20 years of expertise.

March 4, 2021

07:30 – 19:00

Monday to Friday

4714 FM 1488

Suite 110 Conroe,

Fleet insurance

What is Fleet insurance?

Fleet insurance is a type of insurance that covers company vehicles and the personnel that drives them, has the objective of providing coverage with services that protect your business from any mishap and is especially useful for companies that have ten or more vehicles.

How does Fleet Insurance Work?

Like any other type of conventional insurance, the service is provided by insurers, with administrative, legal, financial, medical and mechanical attention 24 hours a day through the network of adjusters and professionals of said operation. Each insurance will have its specifications in terms of insurance amounts depending on the value and type of unit, as well as the specific protection needs that must be given to the vehicle, passengers, cargo and level of risk they run. Finally, depending on the business or industry to which it belongs, it may have a greater or lesser risk of claims, on which the price of the insurance to be contracted will also depend.

Fleet Insurance provider

Insurance options for Fleets

At Risiko Corp / Murguia we have different types of insurance and coverage; We design the appropriate program, identifying business and technology risks according to your needs, recommending the appropriate coverage and prevention plans.
Some types of insurance in the USA:
• Liability or E&O
• General or Umbrella
• Transfers
• Position
• Property (all risk)
• Life
• Bond
Additional insurance: Cargo insurance,, Floor plan, business,Business Ecological CR, Benefits for operators (life, medical expenses, funeral) and Bonds.
We have a wide range of services among which stand out: Specialized Call Center 24/7, Customer Service Network, Development and Implementation of Risk Prevention Plan, Network of Road and Legal Managers, Innovation in products and services, Synergy with Insurers and suppliers, Exclusive Executive for attention in claims, Support in documentation for compensation for theft and / or total loss, Support in Liberation of units nationwide, Accompaniment and punctual monitoring of repairs and compensation.

Popular Insurance Coverages

Basic Coverages:
• Wide
• Limited and
• RC Civil Liability
• Damage to third parties, excess, occupants, cargo damage, people / death, cross.
• Medical cats to occupants
• Death to the driver
Specialized coverage:
• Indistinct trailer
• Adaptations / special equipment
• Loading and unloading maneuvers
• Extension of RC
• Ecological RC
• RC Viajero
• Satellite tracking (find)

Fleet Insurance Requirements

The requirements to quote a fleet insurance are variable depending on the type of company, use of units and type of vehicles, however, as minimum requirements, the following must generally be presented:
1. Have 10 or more vehicles
2. Technical specifications of the vehicles that include: make, model, year, version, serial number, engine, axles, general description and if it has a trailer.
3. Company name, RFC and general data of the company.
4. Use, type and category of cargo.
5. Coverages, deductibles and special conditions.
6. Accident reports

fleet insurance

How much does Fleet Insurance Cost?

Fleet insurance varies according to the specifications of the units and the protection models contracted, however, insuring units in a fleet is cheaper than individual policies; If you have more than 10 vehicles as a private individual, the savings in the premium will be up to 40 or 50% in the payment of the policy. Risiko can help you prevent unexpected events, designing a risk prevention and control program according to your operation, seeking timely negotiations in rates, improvements in coverage and conditions through bidding with the best insurers in the market. We are the best option to protect your assets with the maximum savings, get in touch with us and we will advise you.

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